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How much insurance do I need?

How much coverage you need is a function of what assets you have to protect. If you make $30,000 a year and rent your apartment, $50,000/$100,000 should suffice.

But if you make more than $75,000 a year, own a house worth $150,000 and have $40,000 in mutual funds, you should consider at least $100,000/$300,000 of coverage. Use net worth calculator below to determine if you need higher limits.

Citation: http://www.smartmoney.com/plan/insurance/how-much-auto-insurance-do-you-need-10731/#ixzz1GKkbrzeQ

 
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